Thousands of accidents occur on an annual basis, causing various damages to unsuspecting victims. Being injured in an accident can be overwhelming, and having to deal with insurance companies and their representatives can sometimes only add to that feeling. While filing an insurance claim is always a good benefit to explore, it also is important to be cautious. An insurance company’s agents may appear friendly and open when you are involved in an accident, but insurance companies are always focused on limiting liability and their own bottom line. Insurance companies have attorneys to help their interests, and victims of accidents should have their own representation as well. The Marietta insurance claim attorneys at The Persons Firm assist victims injured in an accident recover the compensation they need and are entitled to. If you or your loved one has been involved in an accident, contact our office today to schedule a risk-free initial consultation to see how we can help.Dealings With Insurance Companies
After a motor vehicle accident, there are often initial questions regarding who might be at fault. Georgia follows a fault-based system of liability when it comes to insurance coverage. As such, the at-fault driver is accountable for any injuries and damages that result from a collision with their insurance policy usually being the source to cover those costs. When you are injured in a car accident, you will likely first report the incident to your own insurance company, which will then seek compensation from the at-fault driver’s insurance company. It is also possible to pursue a claim with the other driver’s insurance company directly. Consulting a seasoned insurance claim lawyer in Marietta can be important in the initial stages of this process who can help you protect your legal rights.
When dealing with any insurance company representatives, it is also essential to think about the questions they ask carefully and not to answer any that are unclear to you. Especially in terms of statements you make about your health, as some injuries caused by the collision are not always readily apparent at the time of an accident. Statements made when reporting an accident are often recorded and may be used against you if your statements differ overtime.Considerations When Entering Into Settlement Agreements
In Georgia, all drivers are required to carry car insurance that meet certain minimum amounts of liability coverage. The minimum coverage is:
- $25,000 for the injury or death of one person
- $50,000 for the injury or death of more than one person in an accident
- $25,000 in property damages.
Unfortunately, these minimums don’t always cover the costs of a permanent, debilitating injury, and further legal action might be necessary. In these cases, it’s especially important to be mindful of settlement offers from insurance companies and whether to accept them.
Prior to settling an insurance claim, the best precaution to take is to have an experienced Marietta insurance claim attorney review the terms of the agreement prior to settlement. This protects you and your loved ones since most settlements include a provision preventing additional legal action for monetary compensation for injuries that occurred as a result of the accident. Additionally, insurance companies will offer settlement amounts much lower in value than what you may be entitled to or need to cover the costs of your injuries and treatment.The Persons Firm: Your Insurance Claim Litigators in Marietta
If you or your loved one have been hurt in an accident and you need assistance with your insurance claim, the Marietta injury attorneys at The Persons Firm can help you explore your legal options. We offer a risk-free initial consultation with an attorney who can help you determine what your rights to relief might be. The Persons Firm is located in Marietta, but offers legal representation to clients throughout Georgia. If you have questions about your legal rights, contact us today.