Insurance Claims

Thousands of accidents occur on an annual basis, causing various damages to unsuspecting victims. These accidents require victims to work with a number of insurance companies to assist in payment for property damage, medical expenses, and more. While insurance is always a good benefit to explore, it is important to be cautious when working with insurance companies. An insurance company’s agents may appear friendly and open when you are involved in an accident but insurance companies are always focused on limiting liability and, therefore, are not on your side. If you or your loved one has been involved in an accident or incident, you need to speak with an experienced attorney. For a risk-free initial consultation, contact the Persons Firm today.

Precautions When Reporting an Incident

After an accident, you will be required to report the incident to your insurance company. It is also likely that you will receive some form of contact from the at-fault parties insurance company. It is important to think about the questions asked carefully and ensure that you do not answer any questions that you are unsure of. In addition, you should avoid making any statements about your health. This is extremely important immediately after the accident when your injuries may not have presented themselves and you have not sought medical attention or spoken with an attorney. Statements made when reporting an accident are often recorded and may be used against you if your statements differ overtime.

Precautions When Settling a Claim

Prior to settling an insurance claim, the best precaution to take is to have an experienced attorney review the terms of the agreement prior to settlement. This protects you and your loved ones as most settlements include a provision that prevents you or your loved ones from suing for any other monetary compensation for injuries that occurred as a result of the accident. This typically includes all known and unknown injuries. It is important to understand that settlements are often for a value that is lower than the amount you could receive if the case goes to trial. Our attorneys often find that settlement amounts are even lower when a party is not represented by an attorney. You want to be wary of any settlements that require that you sign quickly and do not allow adequate time for review by an attorney as well as any settlements that contains complicated terms that cannot be understood.

Persons Firm: Your Insurance Claim Litigators

If you or your loved one have been hurt in an accident or incident, contact us today. The Persons Firm is a personal injury law firm located in Marietta, Georgia. Our attorneys will be happy to assist you or your loved one in filing a personal injury claim. After meeting with an attorney at the Persons Firm for an initial consultation, you will have a clear understanding of your rights to relief. This will allow you to make an informed decision on how to best proceed.